Tel: +965 1820202 info@gulftakaful.com      

New Project New Product

"Health is blessing,
Valued Most by those deprived of it"

New Project

An illness can be emotionally and financially draining. Accessing the right medical expertise and having the ability to pay for the treatment are major concerns. The reason why at Gulf Takaful insurance company have

Read More Read More

Motors Insurance

Third Party

By this policy, the company undertakes to cover the direct civil liability resulting from all material and bodily damages or any physical injuries suffered by any person (excluding the vehicle driver, or his wife, children or parents) and resulting from vehicle accidents that take place within the geographical limits of the policy, without a maximum limit of compensation.

Complimentary Insurance Policy - Regular

By this policy the company undertakes to indemnify the subscriber against the loss or damage insured by the insured vehicle within the geographical limits of the policy and resulting from:

  • A Collision
  • Over-turning
  • External Fire or Explosion
  • Self-combustion
  • Robbery
  • Theft
  • Damage resulting from the fault of third parties

Complimentary Insurance Policy - Gold

This is the only policy which provides coverage and benefits not available under the regular comprehensive insurance policy, for it provides the following additional benefits:

  • The subscriber is exempted from the deductibles (filing opening)
  • The subscriber will be exempted from the depreciation rate applicable to the replaced parts
  • The vehicle is repaired at the dealer's garage
  • The company bears the first KD 500 of accidents registered against unknown parties during the period of the insurance
  • Assistance on the road
  • Assistance during travel
  • Cover of personal accidents affecting the driver and his/her spouse, children and parents riding with him/her in the car.

Personal Accidents Insurance

This covers the events of death, permanent total disability, permanent partial disability of the vehicle driver or his/her spouse, parents or children riding with him in the car in the event where the accident was caused by the car or it was involved in the accident and where the injured or deceased person has no right to obtain any compensation from the obligatory insurance company of any other car involved in the accident.

Waiver of Subrogation

This insurance covers the civil legal liability of the subscriber or the person who allowed him to drive the vehicle in the event of any violation of the provisions of the civil liability insurance according to Article 75 of the Executive By-law of the Traffic law, such as accidents resulting from crossing the red light, drive against the direction of the traffic or exceeding the prescribed speed limit.

Travel Assistance

To assist the car driver during travel in the countries of the GCC, Jordan, Lebanon and Syrian. It includes:

  • Personal assistance (all countries of the world excluding the country or residence)
  • Assistance provided to the car (all the countries of the GCC, Jordan, Lebanon and Syria)
  • Assistance in respect of the luggage (all countries of the world except the country of residence).

Road Assistance - Inside Kuwait

The purpose is to assist the driver on the road in emergency situations within the geographical limits of the State of Kuwait.

Assistance in towing or transporting the vehicle

  • Assistance in the event of damage to the tire or deflation of the tire
  • Assistance in the event of running out of fuel
  • Assistance in the event of failure of the battery
  • Assistance in the event of locking the vehicle with the car keys inside it.

Road Assistance - Outside Kuwait

To assist the car driver during travel in all countries of the GCC, Jordan, Lebanon and Syria. It includes:

  • Assistance in towing or transporting the vehicle
  • Assistance in the event of damage to the tire or deflation of the tire
  • Assistance in the event of running out of fuel
  • Assistance in the event of failure of the battery
  • Assistance in the event of locking the vehicle with the car keys inside it.
  • Travel and accommodation as a result of the breakdown of the car.
  • Staying and travel as a result of the theft of the car
  • Transfer, return, deposit and guarding the car which was repair or received (outside the country of residence)
  • Professional driver service in the event of the sudden death, illness or injury of the beneficiary (outside the country of residence).

Alternative Car

Providing alternative car in the event of an accident

The company undertakes to provide a substitute car in the event where the insured car is involved in an accident under a complementary insurance policy with the company in respect of an accident which is not covered by the insurance coverage. The company provides the substitute car to the subscriber for a period not exceeding fifteen days during the period of the repair of the vehicle at the garage.

License Policy - Car Driving License Insurance Policy

By this policy, the company undertakes to pay the legal compensations that the subscriber is liable for as a result from material damages or bodily injuries suffered by others, resulting from his driving a vehicle that is not insured (government vehicles) and arranging for an international driving license for persons who come to Kuwait on a visit visa, in order to enable such persons to drive vehicles in the State of Kuwait.